TELE - CREDIT INVESTIGATION
an inquiry on the applicant's status, character, financial capability, credit standing as the evaluation of the gathered information, of which the results is the basis of credit analysis.
B. BUSINESS OR CORPORATE ENTITY
an inquiry of the applicant's business operation and profile, principal officers and/or key decision makers, credit references, bank checking, financial capability, property and court verification, affiliates, subsidiaries and/or sister companies, and other consideration of which the results is the basis of credit analysis. Likewise, professional opinion as to the credit worthiness of the subject
An inquiry on an individual's status, character, personality traits, family background, educational attainment, residence verification, neighborhood reputation, employment verification, sources of income, health status and hobbies and derogatory records if any.
Background Investigation reports are useful for several areas like:
1. Pre qualification for insurance purposes.
2. Pre employment checking of employees.
3. Pre prospective joint venture.
4. Pre litigation checking on dependent asset and standing.
Establishing the subject's whereabouts which includes the following
1. Establishments and verification of the subject's past and present residences address.
2. Establishment and verification of the subject's past and/or present employment.
3. Establishment and verification of the subject's present contact numbers both landline and mobile phones.
4. Update of the general data of the subject.
This is a combination of skip tracing and collection whereby an account is skip trace to determine the present address and contact number of the subject and after which a collection is effected. Collection effort is also exerted even during skip tracing. Accounts, which are declared negative, are return to the client/s and only positive account/s is retained for collection. Regular turn around time for both collection and skip tracing applies.
TELE CREDIT INVESTIGATION
PRE EMPLOYMENT VERIFICATION
Employment - position held, reason for leaving, performance, memos and correctives
Education - Graduate School, Course and year attended, Awards received
Family/Personal - Neighborhood and background check